Can You Upgrade Amex Delta Gold to Platinum?
Yes, it is possible to upgrade your American Express Delta Gold card to the Platinum version. Upgrading your card can provide you with a range of additional benefits and rewards that the Platinum card offers. To upgrade your card, you generally need to meet certain criteria set by American Express and pay a fee for the upgrade.
The Delta Platinum card comes with a higher annual fee compared to the Gold card, but it also offers enhanced rewards, travel benefits, and exclusive perks. Some of the key benefits of upgrading to the Platinum card include access to Delta Sky Club lounges, complimentary companion certificates, priority boarding, and increased earning potential on Delta purchases. Additionally, the Platinum card offers elite status boosts, more generous welcome offers, and access to the Amex Global Lounge Collection.
FAQs about Upgrading Amex Delta Gold to Platinum
1. Can I upgrade my Amex Delta Gold card to the Platinum version online?
Yes, you can often request an upgrade online through your American Express online account. Log in to your account, navigate to the “Account Services” section, and search for the option to upgrade your card. Follow the instructions provided to complete the upgrade process.
2. What are the eligibility requirements to upgrade to the Platinum card?
Eligibility requirements can vary, but typically, you need to have had your Delta Gold card for a certain period of time and have a good payment history. Additionally, you must meet the credit score and income requirements set by American Express for the Platinum card.
3. Is there an upgrade fee for switching from Delta Gold to Platinum?
Yes, there is usually an upgrade fee associated with switching to the Platinum card. The fee amount can vary, so it’s best to check with American Express for the exact cost.
4. Will upgrading my card affect my credit score?
Generally, upgrading your card should not have a significant impact on your credit score. Upgrading instead of applying for a new card can potentially be seen as less risky by credit bureaus.
5. How long does it take for the upgrade to take effect?
Once you request an upgrade, it can take a few business days for the changes to be processed and for your new Platinum card to arrive. Keep in mind that your existing Delta Gold card will still be active until you receive and activate your Platinum card.
6. Can I still earn Delta SkyMiles on my upgraded Platinum card?
Yes, you can still earn Delta SkyMiles on your upgraded Platinum card, just like you would on the Delta Gold card. The earning potential might actually increase with the Platinum card, as it often offers higher rewards rates for Delta purchases.
7. Are there any introductory offers or bonuses for upgrading to the Amex Delta Platinum card?
Yes, upgrading to the Platinum card can often come with special welcome offers or bonuses. These offers can include statement credits, bonus SkyMiles, or companion certificates. Check the current offers provided by American Express to see if any apply to your upgrade.
8. Can I downgrade back to the Delta Gold card after upgrading to Platinum?
In most cases, it is possible to downgrade your Platinum card back to the Delta Gold card. Keep in mind that this will also usually come with specific requirements and fees, and you may lose some of the benefits associated with the Platinum card.
9. Will I lose my existing rewards or benefits when upgrading to the Platinum card?
No, you should not lose any existing rewards or benefits when upgrading your card. However, the Platinum card may offer additional rewards and benefits that you will now have access to. Be sure to review the terms and conditions of the upgrade to understand any changes in the rewards structure.
10. Can I upgrade to the Platinum card if I have a co-branded Delta Gold card with a different airline?
No, the option to upgrade applies specifically to the American Express Delta Gold card. If you have a co-branded Delta Gold card with a different airline, you may need to explore other upgrade options or consider applying for the Delta Platinum card separately.
11. Will my spending limit change when upgrading to the Platinum card?
Your spending limit may be subject to reassessment when upgrading to the Platinum card. American Express will review your credit history, income, and other factors to determine an appropriate spending limit for your upgraded card.
12. Are there any reasons why I should not upgrade from the Delta Gold to Platinum card?
Deciding whether to upgrade ultimately depends on your personal spending habits, travel preferences, and financial goals. If you do not frequently travel, the higher annual fee of the Platinum card may not make financial sense. Additionally, if you do not value the additional benefits and perks offered by the Platinum card, sticking with the Gold card may be more suitable for you.
In conclusion, upgrading your American Express Delta Gold card to the Platinum version is possible and can offer a range of enhanced benefits and rewards. However, it’s important to carefully evaluate your own needs and financial situation before making the decision to upgrade.
