Do you need a lot of spending money on a cruise?

Do You Need a Lot of Spending Money on a Cruise?

Yes, when you go on a cruise, it is advisable to have a decent amount of spending money. While the cost of your ticket usually includes accommodation, meals, and entertainment onboard, there are still several reasons why having extra cash can enhance your experience.

For starters, most cruises offer a range of exciting shore excursions and activities that require additional payment. Whether you want to explore ancient ruins, go snorkeling in pristine waters, or take a city tour, these excursions often come with a separate fee. Having spending money allows you to participate in these enriching experiences and create unforgettable memories.

Furthermore, many cruises have specialty restaurants, bars, and shopping outlets onboard. While the main dining options are usually included in the initial cost, you might want to indulge in a special dinner at a gourmet restaurant or enjoy a cocktail at a fancy bar. Additionally, there are often various shopping opportunities available, from duty-free shops to boutiques selling unique souvenirs. Having extra money ensures you can treat yourself to these luxuries without feeling restricted.

FAQs about Spending Money on a Cruise:

1. What are some other reasons why I should bring spending money on a cruise?

Having extra cash allows you to tip the hardworking crew members who provide exceptional service. It is customary to show appreciation to your cabin steward, dining staff, and other crew members who make your cruise experience seamless. Additionally, having spending money gives you the freedom to indulge in spa treatments, fitness classes, or even gambling at the onboard casino.

2. How much should I budget for spending money on a cruise?

The amount of spending money you will need depends on several factors, such as the length of your cruise, the destinations you’ll visit, and your personal spending habits. It is generally recommended to budget around $50 to $100 per day per person for extra expenses. However, it’s always a good idea to research the cruise line’s specific offerings and plan accordingly.

3. Can I use credit cards for onboard purchases?

Most cruise ships have a cashless system where you can charge purchases to your onboard account using your credit card. This offers convenience and eliminates the need for carrying cash around the ship. However, it’s still a good idea to bring some cash for smaller expenses and for tipping.

4. Are there any hidden fees or charges I should be aware of?

While most expenses are outlined upfront, it’s crucial to familiarize yourself with the cruise line’s policies and fees. Some cruise lines may charge a daily gratuity fee that covers tips for the crew, while others may add a service charge to specialty restaurant reservations. It’s always best to review the terms and conditions of your specific cruise to avoid any surprises.

5. Are there any ways to save money while on a cruise?

Absolutely! There are several ways to make your cruise experience more budget-friendly. Firstly, look out for promotions and deals offered by the cruise line or travel agencies. Booking your cruise during the offseason or taking advantage of last-minute offers can often result in significant savings. Additionally, consider taking advantage of complimentary activities and entertainment options onboard, as well as exploring ports of call on your own instead of booking expensive shore excursions.

6. Can I get cash while on the cruise?

Most cruises have ATMs onboard where you can withdraw cash, but be aware that they often charge high fees for withdrawals. It’s advisable to bring enough cash with you before boarding the ship to avoid these additional charges. However, if you find yourself in need of cash, consult the ship’s staff for the best options to minimize fees.

7. Can I use foreign currency during the cruise?

While some cruise lines accept foreign currency, most onboard transactions are conducted in the ship’s currency, typically US dollars. It’s always a good idea to check the cruise line’s policy regarding currency exchange before embarking on your trip. If you plan on visiting foreign ports, it’s recommended to have a small amount of local currency for any purchases or services outside the ship.

8. Are there any restrictions on the amount of cash I can bring onboard?

Cruise lines usually do not have restrictions on the amount of cash you can bring, but it is always wise to consult with the cruise line or review their policies beforehand. It’s also important to keep your cash secured in your stateroom or in a personal safe to avoid any potential loss or theft.

9. Is it better to use a credit card or cash for onboard purchases?

Using a credit card provides convenience and eliminates the need to carry cash. However, be mindful of any foreign transaction fees that may apply when using your credit card abroad. If you prefer using cash, budgeting in advance and exchanging currency before your cruise can be a good option. Ultimately, the choice between credit card and cash depends on your personal preference and financial situation.

10. Can I pre-pay for onboard expenses?

Yes, most cruise lines offer the option to pre-pay for onboard expenses, including gratuities, specialty dining, and alcoholic beverages. This can help you manage your budget more effectively and avoid any surprise charges. Check with your cruise line for specific details on pre-payment options.

11. What if I run out of spending money during the cruise?

If you find yourself running low on cash during the cruise, you can typically charge additional expenses to your onboard account using your credit card. However, it’s important to keep track of your spending and stay within your budget to avoid overspending. If you anticipate needing more cash, consult with the ship’s staff for options such as wiring money or accessing additional funds.

12. Can I get a refund for any unused onboard credit or pre-paid expenses?

Refund policies for unused onboard credit or pre-paid expenses vary depending on the cruise line’s terms and conditions. Some cruise lines may offer a refund or credit for unused amounts, while others may not. It’s crucial to review the refund policy and speak with the cruise line’s customer service for any specific inquiries regarding refund eligibility.

Remember, having some extra spending money on a cruise allows you to fully enjoy all the offerings and make the most of your experience. Plan ahead, budget wisely, and embark on a memorable voyage filled with excitement and indulgence.